4 jobs

UK Call Center Agent | HSBC

Cairo, Egypt

HSBC Egypt

2 weeks ago

Full-time

Negotiable

Full job description

Accelerate your international banking career as a UK Call Center Agent at HSBC in Cairo. Deliver world-class customer support, manage complex UK retail banking inquiries, and drive first-contact resolutions for one of the globe’s largest financial institutions. Core Responsibilities Customer...

Core Responsibilities

Customer Interaction & First-Contact Resolution: Answer and handle high-volume inbound (and outbound) customer calls in a polite, friendly manner, resolving issues at first contact (FCR) wherever possible.
Needs-Based Value-Added Sales: Conduct customer needs analysis during interactions to proactively offer, explain, and position relevant value-added banking products and services.
Issue Ownership & Escalation: Take end-to-end ownership of customer issues, generating long-term client loyalty through deep product knowledge, and execute timely escalations when necessary.
Values & Team Collaboration: Embody HSBC’s core Group Values (Open, Connected, Dependable), actively supporting colleagues and championing diversity across the contact center floor.
Operational Risk & SOX Compliance: Strictly maintain HSBC internal control standards and adhere to Group compliance, Operational Risk, and SOX (Sarbanes-Oxley) requirements for Retail Banking and Wealth Management (RBWM) centers.

Required Qualifications

Academic Standing: Must be a recognized university graduate holding a Bachelor’s degree in any discipline.
Linguistic Capabilities: Highly proficient and fluent in the English language (spoken, written, and reading) to manage international customer interactions seamlessly.
Schedule Flexibility: Must be fully open and adaptable to working flexible, rotational shifting schedules based on business and operational needs.
Technical Literacy: Proficient in using personal computers, standard software suites, and specialized banking/telephony applications within a high-volume, fast-paced setting.
Vetting & Legal Eligibility: Must hold immediate local right to work in Egypt with no relocation need, and be fully prepared to undergo HSBC’s mandatory enhanced pre-employment background vetting.

Technical Edge: Why SOX Requirements & RBWM Controls matter at HSBC?

Operating within HSBC’s UK Contact Center (UKCS) demands far more than basic communication skills; it requires rigorous operational compliance. The role explicitly requires strict adherence to SOX (Sarbanes-Oxley Act) for RBWM (Retail Banking and Wealth Management) centers. In international retail banking, any unverified modification to a customer’s account, unauthorized fee waiver, or mislogged transaction can trigger catastrophic audit failures under international financial laws. An agent must utilize specialized CRM and core banking software to execute multi-factor customer authentication before taking any action. Mastering this critical balance—delivering rapid First Contact Resolution (FCR) while generating an immutable, audit-ready digital paper trail—is what safeguards HSBC from global regulatory penalties.

Recru Eg Golden Advice for the Interview

When interviewing for the UK Call Center role at HSBC, the hiring panel will test your situational composure and procedural rigor under strict UK banking standards. Do not give a generic answer about “always being polite.” You must demonstrate an understanding of First Contact Resolution (FCR) and Mandatory Authentication. If presented with an urgent scenario where a UK client is panicked over an unexpected transaction decline, outline your structured workflow: “I would use active empathy to reassure the client, but I would strictly refuse to bypass authentication protocols. I would first verify their identity through HSBC’s mandatory security verification steps. Once cleared, I would use our specialized banking applications to trace the decline code, resolve the restriction immediately to achieve FCR, and document the case thoroughly to ensure complete SOX compliance.”

Frequently Asked Questions (FAQ)

Q: Do I need a specific degree in Finance or Economics to apply?
A: No, HSBC welcomes graduates from any academic discipline, provided you hold an accredited Bachelor’s degree and demonstrate excellent English language proficiency.

Q: What does the “enhanced vetting” requirement mean?
A: Because HSBC handles sensitive international financial data, shortlisted candidates must satisfactorily pass a series of background, identity, and security verification checks as part of the formal recruitment process.

Q: Where is this position based, and are relocation packages provided?
A: This full-time role is based on-site in Cairo, Egypt. HSBC prioritizes candidates who currently hold immediate local authorization to work in Egypt without requiring relocation assistance.

Job details

Job type
Full-time
Date Posted
2 weeks ago
Experience
0-1 Year
Industry
Banking/Finance

View job detail

Microfinance Officer | Banque Misr – Kafr El Sheikh

Kafr ash-Shaykh, Egypt

Banque Misr

2 weeks ago

Full-time

Negotiable

Full job description

Launch your microfinance career with Banque Misr as a Microfinance Officer in Kafr El Sheikh. Drive financial inclusion for micro-enterprises, manage risk-adjusted loan portfolios, and build sustainable client pipelines at one of Egypt’s leading public banks. Core Responsibilities Credit &...

Core Responsibilities

Credit & Feasibility Analysis: Evaluate overall loan applicant qualifications, financial cash flows, and business viability to determine the feasibility of granting micro-credit facilities.
Portfolio Management: Manage and monitor an active loan portfolio dedicated to financing micro-enterprises across the Kafr El Sheikh region.
Business Acquisition & Pipeline Growth: Prospect and attract new micro-business owners, building a structured pipeline of potential clients to achieve loan disbursement targets.
Delinquency Follow-Up: Monitor repayment schedules actively and conduct field follow-ups with clients regarding delayed payments to minimize credit default risks.
Cross-Unit Coordination: Coordinate seamlessly with branch officers, credit administrators, and operational units to process and service microfinance applications swiftly.

Required Qualifications

Graduation Cohort: Must hold an accredited University Degree with graduation years strictly from 2024 to 2026.
Academic Grade: Must possess an academic track record with an official minimum graduation grade of “Good”.
Experience Level: Open to candidates with 0 to 3 years of experience in microfinance or related retail financial services (fresh graduates are welcome).
Corporate Policy Compliance: Must have never been tested by Banque Misr previously, and must have no relatives working at the bank up to the 3rd degree of consanguinity.
Technical & Soft Skills: Solid proficiency in English, excellent MS Office and computer literacy, paired with strong communication, presentation, and negotiation skills.

Technical Edge: Why Cash-Flow Underwriting & Delinquency Tracking matters in Microfinance?

Operating within Banque Misr’s Microfinance division requires mastering uncollateralized cash-flow underwriting. Unlike large corporate lending backed by audited financial balance sheets and heavy collateral, micro-enterprises (such as local workshops, small retail shops, and agricultural suppliers) operate largely in cash. A Microfinance Officer must conduct physical on-site business assessments to reconstruct the client’s actual daily sales, operating expenses, and inventory turnover. Calculating the Debt Burden Ratio (DBR) accurately on an informal business prevents the loan from becoming a Non-Performing Loan (NPL). Combining thorough field inquiries with rigorous delinquency monitoring ensures the bank expands grassroots financial inclusion while protecting its credit assets under Central Bank of Egypt (CBE) microfinance directives.

Recru Eg Golden Advice for the Interview

When interviewing for the Microfinance Officer position at Banque Misr, the hiring panel will evaluate your field negotiation reflexes and credit risk judgment. Do not give a generic answer about “approving loans quickly.” You must demonstrate an understanding of Informal Business Cash-Flow Assessment and Early Delinquency Intervention. If asked how you would assess a small shop owner who does not have formal accounting books, outline your structured workflow: “I would visit the client’s place of business during operational hours to observe customer footfall and examine purchase invoices from suppliers to verify inventory turnover. I would calculate their average monthly net cash flow and ensure the proposed loan installment does not exceed manageable limits of their disposable income. Furthermore, I would establish regular contact post-disbursement to track repayment schedules and intervene immediately at the first sign of a payment delay.”

Frequently Asked Questions (FAQ)

Q: Which graduation cohorts are eligible to apply for this Microfinance role?
A: The position is strictly open to university graduates from the academic classes of 2024, 2025, and 2026 holding a minimum overall grade of “Good.”

Q: What are Banque Misr’s strict compliance conditions regarding past assessments and relatives?
A: Applicants must have never taken any pre-employment assessment test at Banque Misr before, and must have zero relatives employed at the bank up to the third degree of consanguinity.

Q: Where is this position located?
A: This full-time branch/field role is located in the Kafr El Sheikh (Kafr ash Shaykh) Governorate, Egypt.

Job details

Job type
Full-time
Date Posted
2 weeks ago
Experience
0-1 Year, 1-3 years
Industry
Banking/Finance

View job detail

Personal Banking Advisor | Emirates NBD

Cairo, Egypt

Emirates NBD Egypt

3 weeks ago

Full-time

Negotiable

Full job description

Elevate your retail banking career as a Personal Banking Advisor at Emirates NBD in Cairo. Drive high-value client acquisition, execute strategic cross-selling, and deliver tailored financial solutions while ensuring strict Central Bank of Egypt compliance. Core Responsibilities Product Sales &...

Core Responsibilities

Product Sales & Cross-Selling: Sell and cross-sell a comprehensive range of retail banking products and services to consistently achieve and exceed assigned commercial business targets.
Client Acquisition & Channel Expansion: Identify and open new sourcing channels to acquire high-value, new-to-bank (NTB) customers and expand the branch’s market footprint.
Portfolio Advisory & Retention: Establish durable relationships with branch clients through structured needs-based financial planning, proactive call management, and tailored advisory solutions.
KYC & Regulatory Compliance: Prepare, audit, and review all mandatory customer documentation and KYC (Know Your Customer) forms to ensure total alignment with internal controls and CBE regulations.
Inquiry Resolution & Service Quality: Handle and resolve complex customer requests and inquiries promptly to maintain high customer satisfaction and minimize portfolio attrition.
Team Coaching & Mentorship: Coach, mentor, and assist junior relationship officers to boost daily sales productivity and achieve collective branch targets.

Required Qualifications

Commercial & Sales Acumen: Proven track record in retail banking sales, customer acquisition, and consultative cross-selling across diverse consumer segments.
Relationship Management Expertise: Strong expertise in building durable client relationships, identifying portfolio financial needs, and executing structured client call plans.
Regulatory & Compliance Knowledge: Solid understanding of Central Bank of Egypt (CBE) banking directives, Know Your Customer (KYC) requirements, and operational risk standards.
Leadership & Coaching Skills: Ability to mentor, guide, and enhance the productivity of relationship officers within a high-performance branch environment.
Communication & Problem-Solving: Exceptional verbal, written, and interpersonal communication skills with the capability to resolve complex banking inquiries in a timely manner.

Technical Edge: Why KYC Profiling & Needs-Based Cross-Selling matters at Emirates NBD?

Operating as a Personal Banking Advisor at an international financial powerhouse like Emirates NBD requires bridging aggressive commercial growth with meticulous risk control. The role explicitly demands executing “cross-selling” while ensuring all transactions have complete “KYC forms” under “CBE regulations.” In personal banking, an advisor handles individuals requiring specialized wealth, lending, and investment products. If an advisor pitches a credit facility or investment vehicle without conducting a thorough financial needs analysis and KYC risk-profiling, the bank faces compliance penalties and loan default hazards. Mastering how to leverage CRM data to uncover client liquidity needs—while locking in 100% compliant documentation—is what drives sustainable portfolio profitability.

Recru Eg Golden Advice for the Interview

When interviewing for the Personal Banking Advisor role at Emirates NBD, the branch management panel will test your consultative selling strategy and your leadership ability to coach junior officers. Do not give a generic answer about “calling clients to sell loans.” You must demonstrate an understanding of Share of Wallet and Portfolio Tiering. If asked how you would boost branch sales, outline your structured workflow: “I would first segment the branch portfolio to identify under-penetrated accounts with high liquidity. Using a structured call plan, I would conduct a financial needs assessment to introduce customized solutions—such as wealth management, premium credit cards, or certificates of deposit—rather than pushing single products. Furthermore, I would pair junior relationship officers with me on client calls to model effective objection-handling techniques and elevate overall team performance.”

Frequently Asked Questions (FAQ)

Q: What are the main objectives of the Personal Banking Advisor role at Emirates NBD?
A: The role focuses on driving retail product sales, acquiring new clients, retaining existing customer portfolios through tailored financial solutions, and coaching relationship officers to meet branch targets.

Q: What regulatory and compliance frameworks apply to this position?
A: Advisors must strictly comply with Central Bank of Egypt (CBE) regulations, internal bank operational policies, and mandatory Know Your Customer (KYC) documentation standards on every transaction.

Q: Where is this position physically located?
A: This full-time personal banking role is based on-site at Emirates NBD branch operations in Cairo, Egypt.

Job details

Job type
Full-time
Date Posted
3 weeks ago
Experience
0-1 Year, 1-3 years
Industry
Banking/Finance

View job detail

Bank Teller | ADIB Egypt

Cairo, Egypt

Abu Dhabi Islamic Bank ADIB Egypt

3 weeks ago

Full-time

Negotiable

Full job description

Launch your banking career with Abu Dhabi Islamic Bank (ADIB) in Cairo as a Bank Teller. Execute vital cash transactions, process cross-border remittances, and drive branch operations while strictly adhering to Islamic banking and central banking regulations. Core Responsibilities Cash...

Core Responsibilities

Cash & Cheque Management: Perform all EGP and foreign currency cash transactions, and process incoming/outgoing cheque deposits and withdrawals directly at the counter.
Clearing & Compliance: Endorse cheque deposits for clearing and collection, process returned cheques, and execute strict Anti-Money Laundering (AML) protocols in compliance with CBE regulations.
Risk Mitigation: Verify client identities meticulously (using National IDs, passports, or military cards) and authenticate signatures within authorized limits to prevent financial fraud.
Cash Flow Coordination: Maintain an absolute zero cash shortage or excess at the counter and coordinate daily branch cash needs with the Head Teller for secure central vault shipments.
Remittances & Cross-Selling: Execute incoming international transfers via the “ADIB Remit” system and actively spot potential retail selling opportunities to refer to the branch sales team.

Required Qualifications

Academic Standing: Must hold a recognized Bachelor’s degree. (Important: You must ensure your CV explicitly states your educational background and exact Residence Area).
Experience Level: Open to ambitious fresh graduates (0 years) up to junior bankers with a maximum of 2 years of relevant teller or retail banking experience.
Extracurricular Engagement: Preferred candidates will possess prior internship experience or demonstrate active past involvement in university student activities.
Technical Proficiency: Demonstrate a very good command of Microsoft Word and MS Excel to efficiently prepare daily cash reports and archive financial transactions.
System Testing Agility: Exhibit the technical capability to execute User Acceptance Testing (UAT) on core banking systems and review results to ensure correct software implementation.

Technical Edge: Why AML Regulations & ADIB Remit matter at ADIB?

Working the front counter at a major Islamic bank requires hyper-vigilance regarding cross-border fund flows. When executing incoming transfers through exchange companies via the “ADIB Remit” system, the Teller acts as the ultimate front-line gatekeeper against financial crimes. Combining strict Anti-Money Laundering (AML) regulations with rigorous Know Your Customer (KYC) identity checks prevents illicit funds from entering the banking system. Tellers who master these compliance frameworks protect the bank’s legal position while ensuring swift, penalty-free service for legitimate retail clients.

Recru By Egyincs Golden Advice for the Interview

When interviewing for the Teller role at ADIB, the Branch Operations Manager will heavily test your focus on operational risk. Do not give generic answers about “providing good customer service.” If asked what you would do if a customer requests a massive cash withdrawal, explicitly mention checking your Signature Authority Limits. Explain that your first reflex is to verify the signature and ID on the core system; if the amount exceeds your specific teller limit, you would instantly escalate to the Head Teller or Branch Operations Officer for a “Four-Eyes Principle” override. Proving you respect systemic limits and prioritize a “zero cash shortage” mindset over blind speed will instantly secure your job offer.

Frequently Asked Questions (FAQ)

Q: Do I need to include anything specific in my CV before applying?
A: Yes. The ADIB talent acquisition team strictly requires that your submitted CV clearly includes your complete educational background and your exact Residence Area in Cairo to aid in proper branch allocation.

Q: Is this ADIB Teller role suitable for fresh graduates with no banking experience?
A: Absolutely. The role requires 0 to 2 years of experience. Furthermore, fresh graduates who have participated in university student activities or completed previous undergraduate internships are highly preferred.

Q: What specific banking systems or operations will I be involved in?
A: Beyond daily cash and clearing transactions, ADIB Tellers are expected to execute incoming transfers specifically on the “ADIB Remit” system, prepare MS Excel cash reports, and actively participate in User Acceptance Testing (UAT) to validate new core banking software updates.

Job details

Job type
Full-time
Date Posted
3 weeks ago
Experience
0-1 Year, 1-3 years
Industry
Banking/Finance

View job detail

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UK Call Center Agent | HSBC

Full job description

Core Responsibilities

Required Qualifications

Technical Edge: Why SOX Requirements & RBWM Controls matter at HSBC?

Recru Eg Golden Advice for the Interview

Frequently Asked Questions (FAQ)

Job details

Job type

Date Posted

Experience

Industry

Microfinance Officer | Banque Misr – Kafr El Sheikh

Full job description

Core Responsibilities

Required Qualifications

Technical Edge: Why Cash-Flow Underwriting & Delinquency Tracking matters in Microfinance?

Recru Eg Golden Advice for the Interview

Frequently Asked Questions (FAQ)

Job details

Job type

Date Posted

Experience

Industry

Personal Banking Advisor | Emirates NBD

Full job description

Core Responsibilities

Required Qualifications

Technical Edge: Why KYC Profiling & Needs-Based Cross-Selling matters at Emirates NBD?

Recru Eg Golden Advice for the Interview

Frequently Asked Questions (FAQ)

Job details

Job type

Date Posted

Experience

Industry

Bank Teller | ADIB Egypt

Full job description

Core Responsibilities

Required Qualifications

Technical Edge: Why AML Regulations & ADIB Remit matter at ADIB?

Recru By Egyincs Golden Advice for the Interview

Frequently Asked Questions (FAQ)

Job details

Job type

Date Posted