2 jobs

Assistant Relationship Manager – SMEs | QNB Egypt – Across Multiple Governorates

New

Cairo-Giza-Mansoura -Port Said - Shebeen El-Kom -Tanta -Assuit -New Damietta, Egypt

QNB Egypt

5 days ago

Full-time

Full job description

Accelerate your corporate banking career with QNB Egypt as an Assistant Relationship Manager specializing in Small and Medium Enterprises (SMEs). Join one of the region’s premier financial institutions, supporting critical economic engines and facilitating structured credit solutions across prime commercial...

Accelerate your corporate banking career with QNB Egypt as an Assistant Relationship Manager specializing in Small and Medium Enterprises (SMEs). Join one of the region’s premier financial institutions, supporting critical economic engines and facilitating structured credit solutions across prime commercial branches nationwide.

Core Responsibilities & Available Tracks

Credit Facility Operations & Acceleration: Coordinate seamlessly with key internal stakeholders—including Risk Assessment, Investigation, Conformity, and Credit Admin—to streamline approval workflows, booking cycles, and rapid credit disbursements.
Account Servicing & Portfolio Health: Proactively manage assigned SME accounts, monitor credit facility utilization rates, resolve client operational requests promptly, and safeguard portfolio regularity.
Pipeline Management & Tracking Tools: Utilize specialized banking workflow tools to upload and trace credit files, generating periodic pipeline reports and actionable remedial plans.
Regulatory Compliance & CBE Standards: Implement Central Bank of Egypt (CBE) regulations governing SME financing, preparing accurate credit ratings, periodic provisioning assessments, overrun reports, and fiscal stamp calculations.
Legal Documentation & Archiving: Systematically collect, verify, and preserve original facility documentation—such as loan agreements, promissory notes, and covenants—for custody archiving at the Abu Rawash Documentation Center.
Risk Governance & Anti-Money Laundering: Ensure strict execution of Permanent Supervision, AML controls, operational risk frameworks, and international banking standards.

Required Qualifications

Experience Level: Highly inclusive pipeline specifically welcoming Fresh Graduates eager to build a specialized career in corporate and SME finance.
Academic Background: Bachelor’s degree in Business Administration, Commerce, Economics, or an equivalent business discipline (MBA is an asset).
Core Competencies: Strong financial analytical skills, high attention to detail, and a proven track record of multitasking under tight turnaround cycles.
Language & Computer Proficiency: Fluent in spoken and written Arabic and English, paired with robust proficiency in business applications and digital banking tools.
Work Arrangement: Full-time, branch-based role available across Cairo, Giza, Mansoura, Port Said, Shebeen El-Kom, Tanta, Assiut, and New Damietta.

Technical Edge: Why SME Credit Velocity & CBE Compliance Matter at QNB Egypt?

Small and Medium Enterprises represent the primary growth engine of Egypt’s economy, making QNB Egypt’s SME credit division critical to national financial inclusion targets set by the Central Bank of Egypt (CBE). However, operating within SME banking requires a fine balance between credit turnaround velocity and strict risk containment. An Assistant Relationship Manager serves as the essential operational link between commercial relationship managers and back-office credit scrutiny. Any operational delay between Risk Assessment and Credit Administration can disrupt borrower liquidity, while documentation lapses in promissory notes or covenants introduce severe regulatory exposure. Mastering early AML detection, proactive file tracking, and precise loan classification allows professionals in this role to drive aggressive balance sheet growth without compromising asset quality.

Recru Eg Golden Advice for the Interview

When interviewing for the Assistant Relationship Manager opening at QNB Egypt, the panel looks for operational discipline, assertiveness, and credit acumen. Avoid vague answers about “enjoying customer service.” Instead, show that you understand the mechanics of the credit lifecycle and interdepartmental risk controls.
Tell the interviewers:
“I recognize that in SME banking, operational speed must be anchored in absolute credit hygiene. My priority as an Assistant RM is to bridge the gap between relationship teams and back-office risk functions—ensuring fast facility turnaround times while strictly enforcing CBE compliance, accurate documentation archiving, and proactive early-risk monitoring.”

Frequently Asked Questions (FAQ)

Q: Are fresh graduates eligible to apply for this position at QNB Egypt?
A: Yes, QNB Egypt is actively recruiting fresh graduates holding relevant degrees in Commerce, Business, or Economics who demonstrate strong analytical aptitude.

Q: Which cities and branch locations are included in this hiring drive?
A: Openings are available across branches in Cairo, Giza, Mansoura, Port Said, Shebeen El-Kom, Tanta, Assiut, and New Damietta.

Q: What is the core focus of the Assistant Relationship Manager role?
A: The position centers on coordinating the end-to-end SME credit lifecycle, accelerating facility disbursements across internal risk departments, managing client documentation, and maintaining CBE regulatory compliance.

Job details

Job type
Full-time
Date Posted
5 days ago
Experience
0-1 Year
Industry
Banking/Finance

View job detail

Teller | CIB – Tanta Branch

Tanta, Gharbia

Commercial International Bank CIB Egypt

2 months ago

Full-time

Negotiable

Full job description

Launch your retail banking career with Commercial International Bank (CIB) as a Teller at the Tanta Branch in Gharbia. Act as the vital front-line face of the bank, executing high-volume cash transactions, managing ATM operations, and delivering superior customer service...

Core Responsibilities

Cash & Counter Operations: Process all cash and non-cash counter transactions accurately, maintaining an absolute zero cash shortage or excess to ensure maximum control over the branch’s cash balance.
ATM Management: Perform all ATM functions, including preparing daily proof sheets, handling captured cards, replenishing on-site machines, and reporting any malfunctions for immediate repair.
Reconciliation & Reporting: Investigate thoroughly any discrepancies in cash balancing by following strict Standard Operating Procedures (SOPs), and maintain accurate checking of all end-of-day reports.
Compliance & Fraud Detection: Check meticulously for counterfeit currencies, fraudulent cheques, and fake identities, adhering strictly to CBE regulations and Anti-Money Laundering (AML) policies.
Digital Migration & Cross-Selling: Introduce alternative digital channels to customers to reduce branch traffic, and proactively cross-sell bank products based on customer needs to achieve branch KPIs.
Customer Experience: Handle customer requests efficiently within bank standards for average waiting and serving times, escalating complex problems to the Head Teller or Operations Supervisor.

Required Qualifications

Academic Standing: Must hold a recognized Bachelor’s degree specifically in Commerce, Business Administration, Accounting, or an exact equivalent.
Experience Level: Exclusively open to ambitious Fresh Graduates (0 years) up to junior banking professionals with a maximum of 2 years of relevant experience.
Behavioral Competencies: Must be highly process-oriented and service-oriented, demonstrating strong problem-solving skills and a proactive approach to mitigating operational risks.
Linguistic & Technical Skills: Exhibit a good command of both English and Arabic languages, paired with adept proficiency in using basic software such as MS Office, internet portals, and email.
Geographic Placement: Acknowledge that this is a full-time, front-liner Day Job specifically located at the CIB Tanta Branch in Gharbia.

Technical Edge: Why End-of-Day Balancing & Counterfeit Detection matters at CIB?

Operating as a Teller at a major financial institution like CIB requires absolute precision within the core banking system. The job description explicitly highlights checking for “counterfeit currencies” and investigating “differences in balancing and reconciliation.” A teller cannot simply rely on manual counting speed; they must execute Maker-Checker protocols within the banking software to prevent financial fraud. If a teller accepts a fraudulent cheque or fails to balance their physical cash drawer with the digital settlement sheet at the end of the day, it triggers immediate internal audits and potential Central Bank of Egypt (CBE) penalties. Mastering this highly technical intersection of rapid cash handling and strict regulatory compliance is exactly what protects the bank’s liquidity and ensures branch operational excellence.

Recru Eg Golden Advice for the Interview

When interviewing for the Teller role at CIB, the branch manager will aggressively test your integrity and risk-management logic under pressure. Do not give a generic answer about “being fast at counting money.” You must demonstrate a strict understanding of End-of-Day Balancing and AML Compliance. If asked how you would handle an impatient customer depositing a massive, unverified amount of cash right before closing time, explicitly tell the panel: “I prioritize compliance over pressure. I would use active empathy to calm the customer, but I would strictly run the cash through the counterfeit detection machine and verify their KYC identity on the core system. Ensuring the transaction complies with CBE and AML regulations to achieve a perfect daily cash position with zero shortages is my absolute priority, even if it slightly extends the serving time.” Proving your rigid adherence to banking security protocols will instantly secure your acceptance.

Frequently Asked Questions (FAQ)

Q: Are fresh graduates eligible to apply for this CIB Teller position?
A: Yes, the role is explicitly designed for entry-level candidates and fresh graduates. The required experience range is strictly 0 to 2 years.

Q: Do I need a specific academic degree to pass the initial HR screening?
A: Yes, applicants must hold a Bachelor’s degree specifically in Commerce, Business Administration, Accounting, or an equivalent commercial discipline.

Q: Where is this specific CIB branch position located?
A: This full-time retail banking role is physically based out of the CIB Tanta Branch located in the Gharbia Governorate, Egypt.

Job details

Job type
Full-time
Date Posted
2 months ago
Experience
0-1 Year, 1-3 years
Industry
Banking/Finance

View job detail

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Assistant Relationship Manager – SMEs | QNB Egypt – Across Multiple Governorates

Full job description

Core Responsibilities & Available Tracks

Required Qualifications

Technical Edge: Why SME Credit Velocity & CBE Compliance Matter at QNB Egypt?

Recru Eg Golden Advice for the Interview

Frequently Asked Questions (FAQ)

Job details

Job type

Date Posted

Experience

Industry

Teller | CIB – Tanta Branch

Full job description

Core Responsibilities

Required Qualifications

Technical Edge: Why End-of-Day Balancing & Counterfeit Detection matters at CIB?

Recru Eg Golden Advice for the Interview

Frequently Asked Questions (FAQ)

Job details

Job type

Date Posted

Experience

Industry

Teller | CIB – Tanta Branch

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